I'm going to put this as short as I can as many of those that were in my situation had already explained their experience in detail. While staying at the Westgate Resort in Kissimmee, FL back in February 17, 2013.
My wife and I were conned into joining the Westgate Travel club. After sitting in a 90 min presentation, my wife and I were pressured into joining. Long story short they convinced us to enroll in a $4,000 membership plan. After telling them that we couldn't afford the $4000 upfront, they said that we can do a deposit of $1400 (which is broken into installments of $240/month) and a monthly fee of $129 at %17 until the plan is paid off, we can start using their services.
A month goes by and I got laid off from my company and I immediately called them to reduce the monthly amount of $240. Brittany from their 800 support desk asked if I can email them proof of my separation so they can work something out. Later on in the day, they came back and offered to downgrade my account and just pay a $52.17 a month until I get employed and I can revert account back. I went ahead and proceeded with the downgrade and was told to call back when I'm ready to upgrade.
A few days later, the $240 was with drawn from my account. That prompt me to call them back and I was told that my account wasn't downgraded yet because I had not email them to do so. This was when I started to research about the company and found that the company was a scam. Last week I emailed them again and told them that I wanted to terminate my account and have received an email today threatening that they will send me to collections after 5/17/13 and that cancelling out of my membership was not an option.
As I went to review my contract again, I realized that they did not have a clause for terminating the contract at all.
So, my question is, can this company bind you into a contract and not give you an option to terminate? Can anyone give some advice on what to do?
Monetary Loss: $680.